Terms of Use

1. Acceptance of Terms

By accessing or using the website diariovigenteco.com (the "Website"), you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use the Website. These Terms of Use constitute a legally binding agreement between you and Diario Vigente, governed by the laws of the Republic of Colombia.

These terms apply to all visitors, users, and others who access or use the Website. Diario Vigente reserves the right to modify these terms at any time. Changes will be effective upon posting to the Website. Continued use of the Website after any changes constitutes acceptance of the updated terms.

2. Nature of the Website and Content

Diario Vigente is an educational and informational portal. All content published on this Website — including written analyses, webinar materials, program descriptions, and any other materials — is provided for general educational and informational purposes only.

Nothing on this Website constitutes, and should not be construed as:

• Financial advice, investment advice, or any form of personalized financial guidance.
• A recommendation to buy, sell, or hold any financial instrument, security, currency, or investment product.
• A solicitation or offer to provide financial services of any kind.
• Legal, tax, or accounting advice.

Economic conditions, data, and analyses presented on this Website reflect information available at the time of publication and may become outdated. Diario Vigente does not undertake any obligation to update published content. Users should independently verify any information before relying on it for any purpose.

3. Intellectual Property

All content on this Website, including but not limited to text, analyses, graphics, logos, icons, images, and software, is the property of Diario Vigente or its content suppliers and is protected by applicable Colombian intellectual property law and international copyright conventions.

You may access and view the content of this Website for your personal, non-commercial educational use. You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any content from this Website without the prior written consent of Diario Vigente, except as follows:

• You may print or download a single copy of individual pages for your personal, non-commercial use, provided you do not modify the content and you retain all copyright and proprietary notices.
• You may share links to pages on this Website through legitimate channels.

4. Acceptable Use

You agree to use the Website only for lawful purposes and in a manner that does not infringe the rights of others. You agree not to:

• Use the Website in any way that violates applicable Colombian or international law or regulation.
• Transmit any unsolicited or unauthorized advertising or promotional material.
• Attempt to gain unauthorized access to any part of the Website or its related systems.
• Use automated tools to scrape, crawl, or extract content from the Website without prior written consent.
• Impersonate Diario Vigente or any of its personnel.
• Use the Website to transmit content that is unlawful, harmful, defamatory, or otherwise objectionable.

5. Disclaimer of Warranties

The Website and its content are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. Diario Vigente does not warrant that the Website will be uninterrupted, error-free, or free of viruses or other harmful components. We do not warrant the accuracy, completeness, or usefulness of any information on the Website.

Economic analyses and educational content are prepared with care, but economic conditions are inherently uncertain. No analysis or educational content on this Website should be relied upon as the sole basis for any financial, business, or personal decision.

6. Limitation of Liability

To the fullest extent permitted by applicable Colombian law, Diario Vigente shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of, or inability to use, the Website or its content. This includes, without limitation, damages for loss of profits, loss of data, business interruption, or any other commercial or financial losses.

Diario Vigente's total liability to you for any claims arising from your use of the Website shall not exceed the amount you have paid to Diario Vigente in the twelve months preceding the claim, or COP 100,000, whichever is greater.

7. Third-Party Links

The Website may contain links to third-party websites or resources. These links are provided for informational purposes only. Diario Vigente does not control, endorse, or take responsibility for the content, privacy policies, or practices of any third-party websites. We encourage you to review the terms and privacy policies of any third-party websites you visit.

8. Governing Law and Jurisdiction

These Terms of Use are governed by and construed in accordance with the laws of the Republic of Colombia. Any disputes arising from or related to these terms or your use of the Website shall be subject to the exclusive jurisdiction of the competent courts of Barranquilla, Atlántico, Colombia, unless mandatory consumer protection law requires otherwise.

9. Contact

Questions regarding these Terms of Use may be directed to:

Diario Vigente
Cl. 75 #45-16, Nte. Centro Historico, Barranquilla, Atlántico, Colombia
Email: info@diariovigenteco.com
Phone: +57 322 228 1024